As the style and products of mortgage lenders changes and 100% mortgages become a trend of the past, Stewart Milne Homes has launched a 105% Part Exchange plan - giving home buyers a chance to climb up the property ladder with their existing home bought back for 5% more than its value.

Those who have a property to sell and are perhaps waiting for the right buyer, can make a straightforward move now with the 105% offer.

"We are confident that the property market in Scotland is set to remain strong, hence committing to buying people’s existing homes in this way, and at above market valuation," stated Mike Cowie, sales director, Stewart Milne Homes. "The housing market has been the subject of much open discussion in recent weeks. Most reports are of the picture nationally, but what is frequently being glossed over are the many parts of the UK which are not suffering from the national trend. The North east and Tayside are two of them."

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By taking advantage of Stewart Milne Homes Part Exchange Scheme buyers won't need to pay estate agents' fees and will avoid property chains.

"Our 105% Part Exchange offer will come as a welcome option for many looking to purchase a home right now." added Mike Cowie. "We are delighted to be offering this on a number of our developments across Scotland, making it easier to move up the property ladder."

The offer of 105% Part Exchange is available on a variety of Stewart Milne property styles and locations throughout the Grampian and Tayside regions. Three of Aberdeen's most desirable city centre Stewart Milne developments: Kepplestone, ABeleven and Renaissance have Part Exchange offers on selected properties, as well as a number of developments in rural locations including Woodlands at Pitfodels and Bennachie Gardens, Sauchen.

Tayside's Balmossie Green and Castle Gardens developments, high above the Firth of Tay near Dundee features in the exchange package, alongside a number of rural Stewart Milne developments including Cairnfields at Carnoustie, Moyness Park, Blairgowrie and Burnbank Meadows in Kinross.

Stewart Milne Homes 105% part exchange deal is only available for reservation by May 16th, so buyers are urged to move quickly if they want to benefit from the offer.

Further information is available from each development’s sales and marketing complex, open seven days a week from 11am to 5.30pm, tel 01224 747400 or at www.stewartmilne.com

(GK/JM)